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Jay Singh, B.Sc.
Sales Representative
(since 1987)

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Home Buying Guide

Buying a home is one of the biggest emotional and financial decisions you'll ever make, so prepare yourself to make a knowledgeable decision. Although buying a home almost always seems like a great idea, it is important to understand what homeownership involves.

Being a homeowner is something to be proud of but it also means having to invest money, time and energy and take on added responsibilities. So, before you decide to buy a home, make sure you're ready. Here are some things to consider :-

Financial Security - If housing prices rise, your home can provide you with some financial security due to capital appreciation.

Financial Stress - Coming up with the down payment, making regular mortgage payments and other costs will tie up a lot of money, and can put considerable stress on your finances.

Maintenance - Keeping your home in good repair requires time and money.

Responsibility - You alone are responsible for payments, repairs and maintenance.

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